Access your account in a $nap by downloading our New App
24/7 AUDIO TELLER
E-STATEMENTS - Now also available on our $napCU Mobile App
OVERDRAFTS PROTECTION FROM SAVINGS
CERTIFICATES OF DEPOSIT
$napCU MOBILE APP
PRE-APPROVAL FOR NEW AND USED VEHICLES
MOBILE CHECK DEPOSIT
CARDNAV-AVAILABLE FOR SMART PHONES
PAY LOAN WITH DEBIT AND CREDIT CARDS
24/7 Audio Teller
For your convenience, our automated Voice Response System
lets you access your account from a Touch-Tone Phone. You
can obtain your account activity information, perform an account
transaction and receive rate and general information. This
service is available 24 hours a day, 7 days a week --including
holidays!!! Please check with a member services representative
for your account number and password.
24 Hours a day - 7 days a week
Want to avoid paper clutter? Sign up now to have your statement
e-mailed directly to you and eliminate the hassle and paper
clutter of snail mail. Sign up today!
*Also available on our $napCU Mobile App.
Pay your bills online when you sign up for Direct Deposit
and E-statements! You can pay your bills with no monthly fee
and pay up to four bills per month at no charge. Each payment
after that will only cost $1.00. Sign up today! This offer
only for members that sign up for e-statements and Direct
Deposit. Enroll in bill pay.
Our Mastercard Check Card allows you to make purchases that would
otherwise require writing a check. The card then automatically
deducts the amount of the purchase directly from your checking
account. You also have the convenience of using your card
at any ATM that displays the Mastercard logo. (Subject to approval) If you need to report a lost or stolen Mastercard debit card, please
call the following number during office hours. 1-877-441-8600.
Direct Deposit & ACH
Direct Deposit is the no cost safe way to automatically deposit
your net pay, Social Security, or pension(s) check(s) into
your credit union account. Never again make a special check
cashing trip or worry about a lost, stolen, or mail delayed
check. Your money is automatically transferred and immediately
available every payday. Direct deposits can be placed in any
number of your various credit union account(s). It’s
a great way to establish a no excuses savings plan and to
make loan payments automatically…. and there’s
no sign up fee.
At SPCFCU you can deduct an exact amount of money from your
paycheck each pay period and have it automatically deposited
into your Credit Union account. Use this money to save and/or
automatically pay your loan each month. View the payroll deduction form.
Overdraft Protection from Savings
This service protects your checking account against non-sufficient
checks. Your savings account is automatically debited for
the amount of the check plus a $3.00 transfer fee. Never bounce
a check again.
Pay yourself first! Call us to set up a predetermined amount
to transfer to your savings or kids savings account. Loan
payments can also be set up automatically.
Certificates of Deposit
If you like to receive higher returns on your investments,
our share certificates are just what you're looking for. Our
term share certificates of deposit are available for as little
as $2,500.00 with rates among the best in the area. We offer
six month term Certificates of Deposit to 5 years and interest earned is automatically
credited to your account monthly. View current rates.
We can wire transfer to any domestic financial institution
for a nominal fee.
$napCU Mobile App
Enables access to your account from anywhere at anytime. Download our $napCU Mobile App at iTunes or Google Play and stay connected on the go. Available for iPhone and Android.
Pre-Approval for New and Used Vehicles
A quick and easy way to purchase your next vehicle. The forms are available online or on our $napCU Mobile App. Fill out the loan application, submit it and receive a response within 24 hours. An Authorization letter with your interest rate and approval amount will be sent to your email. Take the Authorization letter with you to the dealership of your choice.
A free Personal Money Management tool that allows you to import all of your financial information into one place. The information gathered allows you to look at spending trends as well as setting financial goals.
Mobile Check Deposit
A convenient and easy way to deposit a check from anywhere at anytime. Using a Smartphone download our $napCU Mobile App. Take a picture of the check click submit and it is done.
Enables you to turn your card on and off as needed. Download the app and help prevent fraudulent charges. App available for download for both Android and iPhone.
Pay Loans with Debit and Credit Cards
This feature enables you to make a loan payment using a credit card or debit card.