Current Loan Rates
Effective: NOV. 17, 2008
All Rates subject to change without notice
Price of Vehicle determines Terms
Rate assumes payroll deduction
| LOAN
TYPE |
TERM |
APR* |
| Vehicles
|
| New Vehicles |
Up to 84 Mo.
|
5.24%-14.24%
|
| Used Vehicles |
12 - 60 Mo.
|
5.24%-14.24%
|
| Unsecured |
| Signature Unsecured |
12 - 36 Mo.
|
10.00%-18.00%
|
| Secured |
| Deposit Secured |
12 Mo
|
4.50%
|
| Deposit Secured |
|
|
| Home
Equity |
| Home Equity Loan |
Up to 10 years
|
6.50%-12.50%
|
| Home Equity Loan |
|
|
| Real
Estate |
| |
|
5.50%-10.50%
|
| Overdraft
Line of Credit |
| Overdraft Protection |
Revolving Line
of Credit
|
14.00 %
|
|
*APR is the Annual Percentage Rate.
Lowest APR is determined by members Beacon score and by current
special offers.
All loan rates are based on members Beacon score.
All rates are subject to change.
Please call SPCFCU for current rates.

|